{"id":33517,"date":"2023-12-12T08:19:03","date_gmt":"2023-12-12T08:19:03","guid":{"rendered":"https:\/\/staging.spotgiraffe.com\/?post_type=job_listing&#038;p=33517"},"modified":"2024-02-20T11:28:18","modified_gmt":"2024-02-20T11:28:18","slug":"wealth-management-credit-risk-associate","status":"publish","type":"job_listing","link":"https:\/\/staging.spotgiraffe.com\/?job_listing=wealth-management-credit-risk-associate","title":{"rendered":"Wealth Management Credit Risk Associate"},"content":{"rendered":"<h2>Responsibilities:<\/h2>\n<ul>\n<li>Evaluate WM consumer and business purpose credit requests utilizing applicable Credit Risk Policies and Guidelines.<\/li>\n<li>Analyze business\/entity financial statements, public information sources, credit reports, and other relevant information to calculate cash flow and balance sheet ratios. Utilize these ratios and evaluate other qualitative factors to determine a client\u2019s risk of default following J.P. Morgan Wholesale Risk Grading Methodology to comply with Basel III standards for regulatory risk grading requirements.<\/li>\n<li>Complete an analysis of the collateral and\/or loan covenants\/ events of default to determine the potential loss in a default situation. Independently identify and clearly articulate risks and mitigating factors that could impact the client\u2019s ability to repay the loan. Recommend a course of action with clear and concise rationale.<\/li>\n<li>Understand and clearly articulate geo-political risks and jurisdictional issues that impact our domestic and cross-border clients. Engage in regular dialogue with Front Office to obtain required information critical to making a loan. Negotiate loan structure and terms when necessary, and provide alternative solutions when appropriate.<\/li>\n<li>Escalate credit issues to Credit Executive and provide solution(s) and\/or next steps for resolution. Responsibility for portfolio management and appropriate escalation for their respective markets to ensure credit risk is maintained.<\/li>\n<li>Work with Risk Support and Closing partners to ensure a seamless and timely delivery of credit to the client, while maintaining a strict regulatory and control environment. Special projects will be assigned as appropriate.<\/li>\n<li>Mentor less experienced Credit Analysts and Support Partners, as well as other WM staff.<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p><strong>Required Qualifications, Capabilities, And Skills<br \/>\n<\/strong><\/p>\n<ul>\n<li>Post Graduate degree required; Finance, Accounting, Economics, Business Management.<\/li>\n<li>3 to 8 years of relevant experience.<\/li>\n<li>Possess strong computer skills including Microsoft Excel Microsoft Word and PowerPoint.<\/li>\n<li>The candidate should possess strong analytical& organizational skills, problem-solving capabilities, good communication skills and strong attention to detail.<\/li>\n<li>Ability to work with individuals at all levels in the organization and contribute to the strategic direction of the firm and the team.<\/li>\n<li>Must have a strong commitment to customer service and teamwork to contribute to high-performing teams through development of self and others.<\/li>\n<li>Candidate must be able to work in a high production environment while meeting or exceeding agreed upon targets for volume, timing and quality.<\/li>\n<\/ul>\n","protected":false},"author":24,"featured_media":32117,"template":"","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_promoted":"","_job_location":"Mumbai, Maharashtra, India","_application":"hire@finprov.com","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job-categories":[973],"job-types":[2],"job_listing_career_level":[867],"job_listing_experience":[1150],"job_listing_qualification":[83],"job_listing_tag":[],"class_list":["post-33517","job_listing","type-job_listing","status-publish","has-post-thumbnail","hentry","job_listing_category-associate","job_listing_type-full-time","job_listing_career_level-mid-senior-level","job_listing_experience-3-8-years","job_listing_qualification-master-degree","job-type-full-time"],"_links":{"self":[{"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=\/wp\/v2\/job-listings\/33517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=\/wp\/v2\/job-listings"}],"about":[{"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=\/wp\/v2\/users\/24"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=\/wp\/v2\/media\/32117"}],"wp:attachment":[{"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33517"}],"wp:term":[{"taxonomy":"job_listing_category","embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fjob-categories&post=33517"},{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fjob-types&post=33517"},{"taxonomy":"job_listing_career_level","embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fjob_listing_career_level&post=33517"},{"taxonomy":"job_listing_experience","embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fjob_listing_experience&post=33517"},{"taxonomy":"job_listing_qualification","embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fjob_listing_qualification&post=33517"},{"taxonomy":"job_listing_tag","embeddable":true,"href":"https:\/\/staging.spotgiraffe.com\/index.php?rest_route=%2Fwp%2Fv2%2Fjob_listing_tag&post=33517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}